*Limited to a maximum of your car’s market value at the time of loss or damage.
We will replace your car with a new one of the same specification (subject to availability) if, within twelve months of its
purchase as new, it is:
1 Accidentally damaged to an extent greater than 60% of the manufacturer’s last published list price (inclusive
of Value Added Tax)
2 Lost by theft and not recovered within 14 days of the loss being reported to us
Points 1 and 2 above are subject to:
1 The car being owned by you or being purchased under a hire purchase agreement but excluding any car
which is the subject of a leasing agreement or contract hire agreement
2 The agreement of any interested hire purchase company to the extent of their legal entitlement
*Limited to a maximum of your car’s market value at the time of loss or damage.
Enjoy Third Party cover while driving other private cars, giving you the freedom and flexibility you need.
Your legal liability to third parties is covered while you drive any car not belonging to you or your employer, that is not
hired or leased under a hire purchase or leasing agreement, or that is not the property of a motor trade business to
which you are connected. Please note: fire, theft or accidental damage cover does not apply while you are driving in
these circumstances. Cover is limited to use within Ireland and the United Kingdom only. Refer to Endorsement No. 4
of the Car Insurance Policy Document.
Read More on Driving Others Car Here
Get peace of mind 24 hours a day, 365 days a year. Allianz Breakdown Assistance protects you if you're involed in an accident, if you car breaks down due to mechanical or electrical issues like a flat battery, a puncture, keys broken in locks/locked in your car, if your car is filled with the wrong fuel or lubricant, your car runs out of fuel or if your electric car runs out of battery. Limits and exclusions apply. Please refer to Endorsement No. 13 of the car insurance policy document and the Breakdown Assistance Insert.
Call 01 613 3990 from within the Republic of Ireland or 00353 1 613 3990 from the UK (call operator charges may
vary)
Take the hassle out of getting your damaged windscreen fixed by selecting Windscreen Cover.
Windscreen Cover includes all glass in the car including sunroof (where there is one), provided the
claim is processed through our Aligned Repairer network. Payment is limited to €200 if a non Aligned Repairer is used.
Refer to Endorsement No. 3 of the car insurance policy document.
Everyone values their possessions. We will pay you (or at your request such other person as may be the owner of the
property) up to €200 for loss of or damage to personal effects and clothing while in or on your car by fire or theft
(attempted theft) or by accidental means. Please note that the car must not have been in use for hire or reward
purpose at the time of loss or damage and that certain items are excluded. Please refer to Endorsement No. 6 of the car insurance policy document.
Protect your No Claim Bonus entitlement by adding Full No Claim Bonus Protection. With No Claim Bonus Protection
from Allianz you may incur one unlimited claim in a 3 year period without affecting your No Claim Bonus entitlement.
In addition, any claim payment for windscreen breakage, fire damage or theft will be paid without impact on your No
Claim Bonus entitlement. Available with Comprehensive cover only. Please refer to Endorsement No. 5 of the car insurance policy document.
Read More on Full No Claim Bonus Protection Here
Step-back No Claims Bonus Protection is partial protection of your No Claims Bonus. You can opt to include Step-
back No Claims Bonus Protection on your policy.
If you have Step-back No Claims Bonus Protection and make one claim for own damage or accidental damage your
No Claims Bonus will be reduced by 3 years. If you have 5 or more years your bonus will be stepped back to 2 years. Refer to Endorsement No. 12 of the car insurance policy document.
Get peace of mind in the event of an accident. Where the driver and occupants of the car suffers injury by accidental
means whilst travelling in your car, we will, at your request, pay the injured driver the benefits detailed in Endorsement
No. 8 of the Car Insurance Policy Document. Please note that this is limited to a total amount of €13,000 and is subject
to the provision of adequate evidence in the event of a claim.
