Renters v Landlord Insurance – what’s the difference?

We talk to one of our experts to ensure you have all the facts

Allianz Ireland - Personal Accident cover is designed to protect you if you have an accident where you suffer serious bodily injury or in the event of death.

Whether you are a tenant or a landlord the property that you rent/own — as well as its contents — should be protected with insurance.

Car insurance is the safety net that allows motorists to take to the road with peace of mind, however, people are often unsure about the kind of cover that will suit them best.

At Allianz, we realise that insurance can sometimes be complicated. This is why we've created this Glossary of Terms where insurance terminology is simplified and explained for you.

You may have heard the term “personal effects” when talking to your insurance provider about your contents cover, or when referencing your home insurance policy. But what does personal effects mean?

Have you ever thought it odd that it is compulsory to buy motor insurance, but not compulsory to purchase other types of insurance, e.g. home, travel, and pet insurance? (Although you will struggle to get a mortgage if you do not have Home Buildings cover in place).

It’s easy to go about our day to day lives without thinking much about how insurance makes the mundane possible. But what if insurance didn’t exist?

If a ‘no deal’ Brexit takes place then any person driving their Republic of Ireland registered car in Northern Ireland will require a green card.