No Claims Discount FAQs

• Every year you earn a no claim discount you will receive a discount off your annual insurance premium. The more years no claim discount earned will result in a higher discount off your premium, subject to our maximum discount.
• A no claim discount can only be used on one vehicle at a time. if you make a claim on your policy your no claim discount could be reduced to nil at your next renewal unless you chose to protect your no claim discount.
• There are two levels of bonus protection available on an Allianz van insurance policy, protected no claim discount and step back no claim discount.

• Step Back protection provides partial protection of your no claim discount. Step Back protection is included automatically once you have earned 4 or more years no claims discount.
• If you have Step Back protection and make one claim up to €10,000, your discount will reduce by two years. If you make a claim for more than €10,000, your discount will be reduced to Nil.

Following the cancellation of your policy, your no claim discount remains valid for two years.

Yes, you can take your no claim discount with you if you move. To do so, you’ll need proof of your existing no claim discount.

You can only use your no claim discount for one motor policy at any one time.

Protecting your no claim discount could save you money on your van insurance should you have a claim in the future. Every year you earn a no claim discount, you will receive a discount off your annual insurance premium. The more years no claim discount earned will result in a higher discount off your premium, subject to our maximum of 9 years. No claim discount protection would mean that you would not lose this discount should you have a claim.

Yes. When requested you can ask your previous insurer to send you proof of your no claim discount. 

You can upload your no claim discount to your My Allianz account, post or email us the document with your policy number to SendUsDocuments@allianzdirect.ie

If we already hold your most recent proof of your no claim discount, you may not need to prove your no claim discount to us again. However, if we do request it you can send it to us as outlined above.

If you cancel your policy, your no claim discount remains valid for two years.

No, only the policyholder can build a no claim discount, but they can build up named driving experience.

Different companies have different scales, at Allianz the maximum years we accept or build is 9 years.

Different companies in different countries have varying policies about this. You will need to check directly with your previous insurer.

A no claim discount helps you save money on your van insurance. Every year you earn a no claim discount, you will receive a discount off your annual insurance premium. A protected no claim discount allows you to have two unlimited third party or accidental damage claims in any three year renewal period, without having an impact on your no claim discount.

This means if you have two accidents and you claim on your policy it will not affect your no claim discount. Any more than two claims will result in your no claim discount being reduced by two years.