MIIF FAQs

Man holding policy
Our most Frequently Asked Questions about Motor Insurers' Insolvency Fund.
The Motor Insurers' Bureau of Ireland (MIBI) has created the MIICF reserve fund so that in event of a motor insurer going into liquidation, any outstanding claims can be funded.
Effective 1st December 2018 there is a requirement for all insurers to pay 2% of all motor premiums to the Motor Insurers Insolvency Compensation Fund (MIICF). From January 1st 2024, this requirement will reduce to 1%.